Changing business dynamics can present real and often unforeseen challenges and opportunities. We specialize in helping professionals like you prevail, providing key support through sound Merger and Acquisition strategies that are focused on creating mutual success rapidly and efficiently.
We are an Independent Registered Investment Advisor with aggressive expansion plans and a strong desire to establish physical locations in select markets coast-to-coast. We are actively searching for serious Sellers in each of our target markets and entrepreneurs who desire the opportunity to Merge and convert their practice into a fast-growing business.
Concerns About Yourself
We’ll get to know you … very well. Then we’ll do everything we can to help you achieve your professional goals & dreams, no matter how high you set the bar.
And as a valued member of our team, you should not have any out-of-pocket expenses. We provide professional office space, furnishings, equipment, supplies, & support staff. We also take care of administrative expenses, including marketing.
We will quickly make a lucrative purchase offer of upfront cash, equity, or a combination thereof for your practice or book; your choice. We will not drag out the process or offer you a high risk, protracted buy-out based upon an unknown future cash flow.
In addition to Purchase Price, we also offer a generous Guaranteed Base Salary + Uncapped Quarterly Profit Sharing Bonus + Extensive Benefits + Dedicated Full-Time Assistant + Ownership Opportunity.
As an Independent Registered Investment Advisor, we are free to work with as many or as few custodians as we desire. Whenever possible, we are open to establishing a new relationship with your custodian(s) so you do not have to repaper your book. Our platform also allows us to work directly with most custodians, so you will be free to place business with the custodians best positioned to serve your customers.
Concerns About Your Staff
We want your staff to join our team too. If you recommend their retention, we’ll offer them a great professional work environment, a Guaranteed Base Wage + Uncapped Quarterly Bonuses + Benefits + Ownership Opportunity. We’ll get to know them; their strengths, their weaknesses, & their aspirations. Then we’ll do everything we can to help them achieve their professional goals & dreams.
Concerns About Your Clients
We’re also seasoned industry veterans; professionals with our own client relationships. We understand your concerns about making your clients our clients. Our goal is to make “clients for life”. Rest assured that our first rule has always been “Always do what is best for the client.”.
We have a client service focused culture. We get to know our clients, their hopes & dreams. We build a custom financial plan for every client, then manage assets according to the plan. We have a service schedule so that clients are never accidentally overlooked. And we focus on their goals and their progress towards making their dreams a reality.
We Are Highly Interested In:
Whether your small bank or CPA firm seeks to grow, you’re overwhelmed by managing employee transitions, faced with recruiting and retention challenges, or tackling administrative and capitalization opportunities, Sapiat offers solutions that help you reach your goals. Rather than establishing independent investment or RIA firms that leave ownership with a minimal profit or a loss, we can help you increase profitability through recurring business and refocusing resources on your core business. A prudent sale or referral agreement (hopefully both) can accomplish your goals for little to no cost.
The independent advisor model faces increasingly complex challenges as issues of regulatory hurdles, succession, and industry demographics come into focus. Merger or Acquisition could be the answer to securing a future for your business. Sapiat can help you navigate through every challenge with proven success.
Retiring Independent Advisors: Whether you are an independent advisor who is retiring or one who simply wants an opportunity to enjoy up-front cash and a higher income potential, Sapiat can help you enjoy the investment you have made in your practice. Without a legacy plan in place that identifies a successor or buyer who can relieve the burden of ownership, focusing on the lifestyle you want can be difficult. Sapiat helps resolve succession issues through Merger & Acquisition agreements structured to allow retirement quickly or over a longer period to secure an equitable future.
Independent Advisors Changing Career or Locale: When experienced business owners or restless mid-career professionals feel inspired to pursue other passions, Sapiat can help. Through up-front cash offers with short transition periods, we can help resolve successor and liquidity issues and pave the way to that new career in a short amount of time. And, in our highly transient society, relocation is a frequent challenge for small business owners facing successor and liquidity issues. Sapiat can offer cash up-front with short transition periods to allow you the flexibility to relocate quickly.
Independent Advisors Seeking Liquidity or Capitalization: Professional practitioners often have the bulk of their net worth tied up in their practices, denying themselves access to their own wealth and the quality of life it might afford. Eliminating the uncertainty of a term buy-out, Sapiat’s up-front cash offer combined with high earned income can allow you greater access to the lifestyle you desire.
Independent Advisors With Small Margins & Administrative Challenges: Sapiat specializes in handling administrative functions that divert your time and attention. Through Merger or Acquisition of your business, Sapiat can offer you the option of a guaranteed salary, bonuses, benefits, and unlimited income potential as an alternative to less than ideal business conditions.
The Fiduciary Rule(s): Sapiat is a fiduciary. We are fee-only. And we are independent. Like it or not, the fiduciary standard is where the industry is going. At Sapiat, you don’t have to fuss over extra compliance paperwork such as BICE Agreements. And we are product agnostic, so you’ll never be told to push a specific product or service. It’s as though all of your fiduciary issues have been easily resolved. The DOL Fiduciary Rule may be partially implemented and temporarily on-hold, but it is only temporary. The SEC has announced plans for a similar fiduciary rule to cover all accounts. And the CFP Board of Standards has announced its intention to implement a fiduciary rule. The question is, will you make compliance hard or easy on yourself?
Sapiat believes employees should be treasured and that they should be compensated for the value that they bring. By buying your book, we can help you eliminate economic frustrations and create an attractive alternative to building a book of little benefit to yourself.
Employee Dissatisfaction: Research consistently shows that most advisors are giving serious thought to changing employers. Why settle for a long payout period on a transition bonus worth only a fraction of your book? Sapiat can make your transition profitable by offering you the full value of the book you’ve built through an offer of up-front cash or equity; your choice.
Employee Capitalization: Employees who have built business for their employers are often eager to capitalize on their success, but may not desire the independent advisor route or complicated and confusing broker-dealer payout schedules. A Sapiat buyout could get you 2x, 3x, or more of your TTM Production in up-front cash or equity; your choice.
Employee Retirement: Having built value for their employers throughout their career, many employees desire retirement but are faced with walking away with only a tiny percentage of that value. Sapiat can offer the entire value of the book you have worked hard for, without lengthy and unfair payment schedules or the hassles of becoming an independent advisor.
Employee Success: Just as we pursue “Customers for Life”, we also want “Employees for Life”. Sapiat is committed to helping employees reach their full potential. Key to every Merger & Acquisition is the retention and training of all employees to the company’s high standards of operation and technical expertise. We don’t just want you to be a good advisor, we want you to be a great advisor.
Your business is unique, with challenges that deserve unique solutions. Sapiat Asset Management has the experience to help you understand the challenges and develop strategies to overcome them. Let’s talk about how we can work together to achieve your goals. Because we understand the sensitive nature of beginning this conversation, we encourage you to use a non-work, personal email account to get in touch with us. All communication will be held in the strictest of confidence to ensure your privacy.