In the history of the world, there has never been anyone quite like you. Everything you have experienced in your life has culminated in this moment. Your needs, the needs of your family, and the needs of your business are unique to you. So, at Sapiat, the first thing we do is listen. We want to know where you’re at, how you got here, and where you want to go. We want to know what money means to you, your dreams, your plans, and your hopes for what’s next in your life. Do you want to increase your wealth? Safeguard it? Share it? Do you want to create a lasting legacy? What are your goals? College for your children? A retirement free of worry? Working closely with you, we will develop a financial plan for the unique individual that you are – a plan that will take you from where you are to where you want to be.
Sapiat Asset Management is an independent registered investment advisor, with the accent on “independent.” As such, we are not pressured by a parent company to direct you to their specific services or products. We are not employed by a Wall Street firm. We are totally transparent and have the freedom to choose the financial products and services that are best for you from the array of products the industry has to offer. We can obtain tools and research from anywhere in the world from independent research firms who give us truly independent opinions. We are specialists, serving only individuals and families, the trusts that benefit them, and the businesses owned by them. This is how we do business because it allows us to find pathways and solutions that are the best fit for you, and it allows us to be the very best financial advisors that we can be.
We know that the foundation of our relationship with you is trust. And trust must be earned. Since our inception, our foremost guiding principal has been Always Do What is Best For The Customer. Sometimes it isn’t the easiest thing to do, but it’s always the right thing to do.
We work for you as fiduciaries, which means we have a legal and moral obligation to always do what is best for you. Not 2nd best. Not 3rd best. Nothing but the best. And we only work for you. We don’t get paid by a parent company, a mutual fund company, an annuity company, insurance company, or anyone other than you, our customer. We don’t charge commissions, only fees. Commissions would automatically place us in an adversarial relationship on the other side of the desk from you and we don’t want that. A fee based relationship puts us where we want to be, on the same team, sitting on the same side of the desk as you, working together with you for your benefit.
We’re very transparent. We will answer all of your questions and send you statements, performance reports, and financial plan updates on a regular basis. We also offer complimentary online access and a complimentary mobile app. It’s your money, not ours. You should always know what is happening and why. And we won’t try to mask what you’re paying in hidden fees and internal charges. Whether face-to-face, on the telephone, online, or on a statement, we will show you exactly what you’re paying us. It’s the only way for you to know whether or not we are worth the price charged.
We may not know the answer to every question off the top of our head and we’ll tell you when we don’t. But we will research it, find the answer and how it applies to you, and call you back quickly. Because the body of financial knowledge is so large, we are committed to career-long training and professional growth. Laws, products, markets, and world events are constantly changing. We owe it to you to keep our fingers on the pulse of the changing financial markets.
We’re very friendly and polite, but we’re also very straightforward, even blunt. You’re asking for our advice about life changing decisions. We wholeheartedly believe that you need to understand what we are advising in order to make a good decision. That can’t happen if we dance around the subject. We’re not trying to be rude, we just want to make sure you understand so you can do what’s best for your family. And if you are looking for a “Yes Man” who will approve of anything, then we are not the place for you. If we disagree, we will do so politely, explain why we disagree, identify your underlying goal, and if possible, find a better way to accomplish what you want.
In short, we will do everything we can to earn your trust and confidence. And once earned, we will safeguard it as our most valuable business asset.
Your goals are our goals. At Sapiat, our client-focused processes set us apart. We consider it an honor and a privilege to serve you, so we design everything to revolve around you and the successful achievement of your goals. We’re not just paying lip service to your dreams, we’re doing our best to make them a reality.
We hope you will take a closer look at Sapiat Asset Management.
Your best interest is our guiding principle and the foundation of every recommendation we make.
President, Sapiat Asset Management
Steve is Co-Founder, Co-Owner, & CEO of Sapiat Financial Group and President of Sapiat Asset Management.
COO, Sapiat Asset Management
Donna is Co-Founder, Co-Owner, & COO of Sapiat Financial Group and COO of Sapiat Asset Management.