Knowledge is of two kinds:

We know a subject ourselves, or we know where we can find information upon it.

– Samuel Johnson

Sapiat Blog

Our Blog is usually updated each Monday with short, easy to read, articles covering a variety of personal financial topics.


The Automatic Millionaire

David Bach

Bach shows how most anyone of any income level can become wealthy by taking advantage of basic technology to automate their financial habits.  First recommended February 2019.

The Richest Man In Babylon

George S. Clasen

Perhaps the most widely studied personal finance book in history … for good reason. Clasen uses a unique story telling style to layout 7 rules for creating, growing, & preserving wealth; rules so simple that anyone can follow them. First recommended July 2018.

Rich Dad Poor Dad

Robert Kiyosaki & Sharon Lechter

The wealthy view money differently, which is what enables them to create wealth. Kiyosaki & Lechter explain how the wealthy view money versus how the middle class & poor view money, then illustrate how easy it is for anyone to change perspectives and begin creating their own fortune. First recommended April 2018.

The Millionaire Next Door

Thomas J. Stanley & William D. Danko

Forget everything you think you know about the wealthy. Based on decades of research, Stanley & Danko explain how the wealthy really created their wealth & how they really live, along the way showing how anyone can do the same. First recommended January 2018.

The Little Red Hen

Invaluable for instilling financial principles at a young age. This is a timeless Russian fable teaching the value of hard work and enjoying the fruits of one’s own labor. Beginning in 2003, Sapiat has provided an inscribed copy to every child born to our customers.


Good To Great

Jim Collins

The bestselling business book of all time. Using in-depth research, Collins identifies how mediocre companies propelled themselves to greatness in a manner that any size business can replicate. First recommended July 2018.

Built To Sell

John Warrillow

Most businessowners have the vast bulk of their net worth tied up in their business. Warrillow explains how any businessowner can easily create more value and set themselves up to reap the benefits of a sale. First recommended April 2018.

Raving Fans

Ken Blanchard & Sheldon Bowles

Every businessowner knows that word-of-mouth is the most effective and least expensive form of advertising. Using a casual story telling style, Blanchard & Bowles illustrate how any business can create a salesforce of raving fans. This book has been required annual reading of every Sapiat employee since 2004.

Made In America

John Huey & Sam Walton

An easy to read and fascinating history of Sam Walton, the reshaping of the entire retail sales industry, and founding of a family owned business empire; complete with anecdotes about his business mistakes & failures.

Steve Jobs

Walter Isaacson

The most detailed and accurate account of the life of the man who created Apple, the most valuable technology company in the world. This is the only biography ever authorized by Steve Jobs.


David Cannadine

America’s first billionaire banker & politician. Among other ventures, U.S. Secretary of the Treasury Andrew Mellon backed the formation of Alcoa and donated his private art collection to establish the National Gallery of Art.

The House of Morgan

Ron Chernow

The definitive account of the rise of the modern financial world, as shaped by J.P. Morgan. A gripping history of banking and the booms and busts that shaped the world. An essential book for understanding the money and power behind the major historical events of the last 150 years.


Ron Chernow

The story of the world’s first billionaire, founder of Exxon, Chevron, Mobil, & Marathon, among many others. Adjusted for inflation, John D. Rockefeller’s net worth would exceed $1 Trillion in 2018, making him the wealthiest man who ever lived.

Andrew Carnegie

David Nasaw

Carnegie’s fortune is one of the great stories in American history. It is the story of a poor Scottish immigrant becoming the wealthiest man in the world, only to give it all away to charitable causes, ultimately dying penniless. Carnegie created the original Giving Pledge now promoted by Bill Gates & Warren Buffett.

The First Tycoon

T.J. Stiles

A fist fighter whose genius and force of will created modern capitalism. At the height of his wealth, Vanderbilt controlled 25% of the entire U.S. economy, launching the transportation revolution and inventing the modern corporation.

The Tycoons

Charles R. Morris

The modern American economy was the creation of 4 men: Andrew Carnegie, John D. Rockefeller, Jay Gould, and J. P. Morgan. Through their antagonism and their verve, they built an industrial behemoth–and a country of middle-class consumers.

The Prize

Daniel Yergin

An easy reading history of the global petroleum industry. The role oil has played in world events, conflicts, and politics; fully connected to the major historic events of the last century. This is the first business book I ever read, in approximately 1995. It remains my favorite.